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<blockquote data-quote="Kyoree" data-source="post: 84736" data-attributes="member: 592">I think you underestimate how hard it is to have a credit score &gt;780, let alone everything else you mentioned for the average American (I assume Europeans have it a lot easier since they don&#039;t have to be worried about literally dying). Self-control alone doesn&#039;t change the fact that many jobs don&#039;t pay enough to live on, and some have to get a second job just to still live paycheck to paycheck.I don&#039;t know if what you&#039;re proposing is all that doable. Most normies invest in a similar one with their 401ks, and they have to wait until they&#039;re boomer age to start reaping the rewards. And these are middle-class people with reasonably good jobs to allow them that investment. Paying back loans with what you&#039;re talking about kind of sounds like taking student loans, which is just another form of investment. I&#039;ll look into it a little more.</blockquote>

[QUOTE="Kyoree, post: 84736, member: 592"] I think you underestimate how hard it is to have a credit score >780, let alone everything else you mentioned for the average American (I assume Europeans have it a lot easier since they don't have to be worried about literally dying). Self-control alone doesn't change the fact that many jobs don't pay enough to live on, and some have to get a second job just to still live paycheck to paycheck. I don't know if what you're proposing is all that doable. Most normies invest in a similar one with their 401ks, and they have to wait until they're boomer age to start reaping the rewards. And these are middle-class people with reasonably good jobs to allow them that investment. Paying back loans with what you're talking about kind of sounds like taking student loans, which is just another form of investment. I'll look into it a little more. [/QUOTE]

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