- Joined
- Nov 29, 2025
- Messages
- 810
- Thread Author
- #1
I'm physically, spiritually and mentally ready to retire. I've done the financial planning and the numbers check out. I should be able to safely fund the rest of my life in perpetuity. The idea of wasting the next 20 years of my life working the same pointless job is dreadful to me. AI is going to kill my career eventually anyway. I have enough money for my lifestyle. Better to exit on my own free will.
I've planned out how I'm going to announce my retirement, from how I'm going to bring it up with my boss, to negotiating how much time they need before my final day (I'm okay with up to a month, anymore and they will have to sweeten the deal with a severance package), followed by sending out my prewritten resignation letter to select parties via email. I've got a checklist of items to then take care of once I pull the trigger. to wind things down.
My current window is to resign this Friday. If I chicken out, the next ideal window will be May 29th.
Despite how ready I am, I'm still a little hesitant and afraid. There's no backing out once I start the process. What if my investments (which should do better than most in the current stagflationary regime) don't pan out and do poorly in my initial retirement years and I end up broke on the street 20 years from now? There's always that possibility. I guess if that happens, I would attempt to seek out additional temporary employment or some part-time gig work to pay the bills for a little while, at least until the portfolio recovers. It should be totally doable.
Honestly, I should be super happy and positive that I've made it to this stage in life. To be free from work and financially independent.
Yet the conditioned fear in the back of my mind persists, that fear that is telling me I need to keep waging and chasing.
I've planned out how I'm going to announce my retirement, from how I'm going to bring it up with my boss, to negotiating how much time they need before my final day (I'm okay with up to a month, anymore and they will have to sweeten the deal with a severance package), followed by sending out my prewritten resignation letter to select parties via email. I've got a checklist of items to then take care of once I pull the trigger. to wind things down.
My current window is to resign this Friday. If I chicken out, the next ideal window will be May 29th.
Despite how ready I am, I'm still a little hesitant and afraid. There's no backing out once I start the process. What if my investments (which should do better than most in the current stagflationary regime) don't pan out and do poorly in my initial retirement years and I end up broke on the street 20 years from now? There's always that possibility. I guess if that happens, I would attempt to seek out additional temporary employment or some part-time gig work to pay the bills for a little while, at least until the portfolio recovers. It should be totally doable.
Honestly, I should be super happy and positive that I've made it to this stage in life. To be free from work and financially independent.
Yet the conditioned fear in the back of my mind persists, that fear that is telling me I need to keep waging and chasing.
