The racial wealth gap is a key indicator of the economic costs of racism

[Apollo Tenzen]

​

You know, people are always acting like racism is some kind of secret master plan for one group to get ahead, but if you actually look at the numbers, that's just a total lie, the real story?
It's a financial black hole, a straight-up drag on the whole economy. Think of it less as a strategy and more like an invisible tax that hurts everyone, but especially the people it's aimed at, I mean, look at what the pros say, Citigroup, McKinsey, they've done the math, and the numbers are just nuts, get this: a Citigroup study said America could be, like, $16 trillion richer over the last 20 years if we just got our act together on things like wages and housing, and they even updated it, saying the total cost since the year 2000 is now a mind-blowing $21.3 trillion, and another one from the San Francisco Fed and the World Economic Forum?

They say racial inequality cost the U.S. economy a crazy $51 trillion in lost output since 1990, these aren't just guesses, they're based on what our economy would've done if it wasn't held back by all this stuff, and this isn't one huge mess; it's a bunch of smaller disasters that all add up, so where did the money go?
Wages, wage gaps and getting passed over for jobs cost Black workers hundreds of billions, that's money that never got spent, never got invested, just between 2020 and 2024 alone, a Citigroup report says we lost $0.9 trillion just because of this, and housing? The housing market lost $218 billion over two decades, why? Black families getting denied loans or their homes getting low-balled, homeownership is how a lot of people get ahead, and this just blocked off that path for countless families, and businesses?
This is the big one, an estimated $13 trillion in business revenue never even happened because Black entrepreneurs couldn't get the loans they needed, think about all the new businesses, the jobs, the tax money—just gone, another Citigroup report points to $2.9 trillion in losses from 2020-2024 in just this area, so the takeaway is so simple: racism is financially stupid, whatever one group might think they're "gaining" is completely wiped out by the massive, long-term damage it does to the whole country, it's like a company destroying its own product and then wondering why sales are down, modern cultural shaming is hurting society like ancient rome.

-This post dont consider cultural and genetic factors on blacks, just a mere insight, not focusing on "gender", neither i live in the USA.

------------------------------------------------------------------------------------------------------------------------------------------------------------

• Citigroup:"Closing the Racial Inequality Gaps: The Economic Cost of Black Inequality in the U.S."
  • This is the 2020 report from Citi's Global Perspectives & Solutions team that estimates the U.S. economy could have gained $16 trillion by addressing racial inequality over the past two decades.
  • Link: https://www.citigroup.com/global/insights/closing-the-racial-inequality-gaps-20200922
• Federal Reserve Bank of San Francisco:"The Economic Gains from Equity"
  • This paper from the San Francisco Fed discusses the aggregate economic costs of persistent educational and labor market disparities by race and gender.
  • Link: https://www.frbsf.org/wp-content/uploads/wp2021-11.pdf
• McKinsey & Company:"The economic impact of closing the racial wealth gap"
  • This report from the McKinsey Institute for Economic Mobility projects that closing the racial wealth gap could add between $1 trillion and $1.5 trillion to the U.S. economy over a decade.
  • Link: https://www.mckinsey.com/industries...nomic-impact-of-closing-the-racial-wealth-gap

 

[lain69]

lol if we just gave $10T more to Africans we'd have a base on Mars! Do you hear yourself nigger? You're poor because you're retarded and lazy. Only economic change we need is culling the federal reserve but the rest of this is delusional nigger babble cope.

 

[Apollo Tenzen]

lol if we just gave $10T more to Africans we'd have a base on Mars! Do you hear yourself nigger? You're poor because you're retarded and lazy. Only economic change we need is culling the federal reserve but the rest of this is delusional nigger babble cope.

​

Actually, the math on this doesn't support the idea that it's just a "handout" or "cope." If you look at the Federal Reserve's own data (specifically from the San Francisco Fed), the $51 trillion lost since 1990 isn't about giving money away—it's about the lost output. It’s the difference between what the economy actually produced and what it could have produced if labor, talent, and capital weren't being misallocated due to systemic barriers.
The "delusion" here is thinking that the economy is a zero-sum game where one group's loss is another's gain. In reality, when you have $13 trillion in business revenue that never happens because of lending discrimination, that's $13 trillion that isn't circulating in the private sector, isn't creating jobs, and isn't paying into the tax base. It's a net loss for the whole country, including the people who think they're winning.

If that $20+ trillion was active in the economy instead of being "taxed" away by inefficiency and discrimination, the technological and infrastructure advances—like that Mars base—would actually be a lot closer to reality for everyone.

I am italian you fucking idiot.

 

[lain69]

​

Actually, the math on this doesn't support the idea that it's just a "handout" or "cope." If you look at the Federal Reserve's own data (specifically from the San Francisco Fed), the $51 trillion lost since 1990 isn't about giving money away—it's about the lost output. It’s the difference between what the economy actually produced and what it could have produced if labor, talent, and capital weren't being misallocated due to systemic barriers.
The "delusion" here is thinking that the economy is a zero-sum game where one group's loss is another's gain. In reality, when you have $13 trillion in business revenue that never happens because of lending discrimination, that's $13 trillion that isn't circulating in the private sector, isn't creating jobs, and isn't paying into the tax base. It's a net loss for the whole country, including the people who think they're winning.

If that $20+ trillion was active in the economy instead of being "taxed" away by inefficiency and discrimination, the technological and infrastructure advances—like that Mars base—would actually be a lot closer to reality for everyone.

I am italian you fucking idiot.

Doesn't matter if you're italian, niggers have had preference here for jobs for decades and each year they decline because they're retarded. There's too many niggers working jobs they don't qualify for and that's been the case for decades. They've had advantages over whites. Intelligence is 80% inherited and niggers have an incredibly low polygenic score for intelligence.

That means niggers are retarded. You've fallen for the socioeconomic meme, they tried dozens of experiments of putting niggers in high socioeconomic environments. Guess what? IQ was still sub 90, despite the best food, tutoring, etc. They're genetically subhuman on average, its why they have built nothing in Africa despite spawning in first. Go research more on the topic instead of goybabble.

 

[Budan]

Doesn't matter if you're italian, niggers have had preference here for jobs for decades and each year they decline because they're retarded. There's too many niggers working jobs they don't qualify for and that's been the case for decades. They've had advantages over whites. Intelligence is 80% inherited and niggers have an incredibly low polygenic score for intelligence.

That means niggers are retarded. You've fallen for the socioeconomic meme, they tried dozens of experiments of putting niggers in high socioeconomic environments. Guess what? IQ was still sub 90, despite the best food, tutoring, etc. They're genetically subhuman on average, its why they have built nothing in Africa despite spawning in first. Go research more on the topic instead of goybabble.

 

[lain69]

View attachment 11613

Cope nigger

 

[Apollo Tenzen]

Doesn't matter if you're italian, niggers have had preference here for jobs for decades and each year they decline because they're retarded. There's too many niggers working jobs they don't qualify for and that's been the case for decades. They've had advantages over whites. Intelligence is 80% inherited and niggers have an incredibly low polygenic score for intelligence.

That means niggers are retarded. You've

Well mister Lain neet of the tranny gods.
The "they built nothing" line is just lazy historical fan-fiction, you’re talking about "spawning" like it’s a Postal game while ignoring actual history to fit a narrative, pale nigger.
The Mali Empire was literally one of the biggest and wealthiest powers on the planet—Mansa Musa was so rich he crashed the gold market of every country he visited—and you had the Kingdom of Aksum running the Red Sea trade with their own currency and alphabet while most of Europe was a mess, and Great Zimbabwe built stone cities so advanced that colonizers literally couldn't believe Africans made them, this isn't "goybabble," it's archaeology and geography, its not fault of nigger that Africa is build like a fucking used toiled paper.
And this "genetic" IQ argument? It’s classic mass coper bias, if you spend 100 years blocking a group from getting capital, owning homes, or entering markets, and then point at the resulting poverty as "genetics," you’re just bad at math, you’re ignoring how compounded interest and institutional barriers work, it’s like breaking someone’s legs and then calling them "genetically slow" because they can't win a sprint. The reality is that this discrimination is a massive economic self-own, like I said, the Citigroup and Fed data proves we’re losing trillions in GDP, whether you want to cry about "polygenic scores" or not, the bottom line is that these gaps are a literal drain on the country's wealth, fixing the barriers to credit and education isn't a handout; it's clearing a market inefficiency so the whole economy actually grows, stop coping with fake science and look at the balance sheet.

View attachment 11613

Also Pale Nigger, check this out:
Shaun's video is good, but not something I'd expect to change a racialist's mind unless they are already on the road to change their own mind. This document by Jinkinson Smith, written in 2018, provides a decent overview of the handful of available studies on the Black-White gap, and shows that the existing evidence points toward the gap narrowing over time. Out of 13 studies, Jinkinson identified three which found no closure whatsoever. Unsurprisingly, these three studies were authored by three notorious racialists or hereditarians: Murray, Gottfredson, and Rushton.

---

Regardless, the issue at hand really is not whether or not a gap exists, but what are its causes. The arguments put forward by racialists, such as hereditarians, rely on strongly discredited premises and supported by junk science

 

[lain69]

Well mister Lain neet of the tranny gods.
The "they built nothing" line is just lazy historical fan-fiction, you’re talking about "spawning" like it’s a Postal game while ignoring actual history to fit a narrative, pale nigger.
The Mali Empire was literally one of the biggest and wealthiest powers on the planet—Mansa Musa was so rich he crashed the gold market of every country he visited—and you had the Kingdom of Aksum running the Red Sea trade with their own currency and alphabet while most of Europe was a mess, and Great Zimbabwe built stone cities so advanced that colonizers literally couldn't believe Africans made them, this isn't "goybabble," it's archaeology and geography, its not fault of nigger that Africa is build like a fucking used toiled paper.
And this "genetic" IQ argument? It’s classic mass coper bias, if you spend 100 years blocking a group from getting capital, owning homes, or entering markets, and then point at the resulting poverty as "genetics," you’re just bad at math, you’re ignoring how compounded interest and institutional barriers work, it’s like breaking someone’s legs and then calling them "genetically slow" because they can't win a sprint. The reality is that this discrimination is a massive economic self-own, like I said, the Citigroup and Fed data proves we’re losing trillions in GDP, whether you want to cry about "polygenic scores" or not, the bottom line is that these gaps are a literal drain on the country's wealth, fixing the barriers to credit and education isn't a handout; it's clearing a market inefficiency so the whole economy actually grows, stop coping with fake science and look at the balance sheet.
View attachment 11626





Also Pale Nigger, check this out:
Shaun's video is good, but not something I'd expect to change a racialist's mind unless they are already on the road to change their own mind. This document by Jinkinson Smith, written in 2018, provides a decent overview of the handful of available studies on the Black-White gap, and shows that the existing evidence points toward the gap narrowing over time. Out of 13 studies, Jinkinson identified three which found no closure whatsoever. Unsurprisingly, these three studies were authored by three notorious racialists or hereditarians: Murray, Gottfredson, and Rushton.

---

Regardless, the issue at hand really is not whether or not a gap exists, but what are its causes. The arguments put forward by racialists, such as hereditarians, rely on strongly discredited premises and supported by junk science

More goybabble written by an LLM. No matter what socioeconomic environment an average Malaysian is raised in, it won't allow him to grow taller than the average normal income Dutch. Even if you gave them human growth hormone, the best diet, bone lengthening, they'd still be shorter than the average Dutch. Why? Their polygenic score for height is much, much higher.

My ancestry is 50% yamnaya, they were 6ft in 3000 BC. I'm 6'3 myself. Genetic reality is brutal for brown people with a shit roll of the dice.

 

[Apollo Tenzen]

More goybabble written by an LLM. No matter what socioeconomic environment an average Malaysian is raised in, it won't allow him to grow taller than the average normal income Dutch. Even if you gave them human growth hormone, the best diet, bone lengthening, they'd still be shorter than the average Dutch. Why? Their polygenic score for height is much, much higher.

My ancestry is 50% yamnaya, they were 6ft in 3000 BC. I'm 6'3 myself. Genetic reality is brutal for brown people with a shit roll of the dice.

Its rage bait. This makes no fucking sense, you just mentioned height, what a delusional guy. There are brown people 6'3 everywhere.

How about the Dutch where only 5'5 in the 1800's and everything improved from nutrition, dairy rich diets and a good social system. Its about genetic expression LONG term, not on a modern invidiual level, thats a falacy. The Yamana, i looked them up and were 6'0, take the same barberian DNA and put on a lead filled city, and you get something around 5'7, 5'9.5.
Dinka in Sudan on average is 6'0, South Korea and West Africa, milk drinker. Height improves long term with nutrition and mate selection. You can see by how inbred and short indians are, mix of horrible DNA+Historic of famine.

All your arguments are pale nigger cope, your people where barbarians, so much for above average iq, they actually killed each other non stop along with rape, literally pale nigger. If you’re 6'3" and still this bad at history and math, your "superior genetics" clearly skipped the logic department.

Also i forgot to mention, having 50% Yamatha genes, means you have a lot of genetic drift, losing the variaty needed against mutations. Clown level argument with no debate depth at all, this means your genetic pool is lower. You literally got hit with a fucking demographic bottleneck and behave as if your IQ is above 130.
The fact that your lineage spent millennia with genetic accidents while the diverse populations of the Mediterranean and Africa were actually running the world.
You know what founded Europe? ROMANS.

 

[Budan]

Its rage bait. This makes no fucking sense, you just mentioned height, what a delusional guy. There are brown people 6'3 everywhere.

How about the Dutch where only 5'5 in the 1800's and everything improved from nutrition, dairy rich diets and a good social system. Its about genetic expression LONG term, not on a modern invidiual level, thats a falacy. The Yamana, i looked them up and were 6'0, take the same barberian DNA and put on a lead filled city, and you get something around 5'7, 5'9.5.
Dinka in Sudan on average is 6'0, South Korea and West Africa, milk drinker. Height improves long term with nutrition and mate selection. You can see by how inbred and short indians are, mix of horrible DNA+Historic of famine.
View attachment 11627

All your arguments are pale nigger cope, your people where barbarians, so much for above average iq, they actually killed each other non stop along with rape, literally pale nigger. If you’re 6'3" and still this bad at history and math, your "superior genetics" clearly skipped the logic department.

Don't respond to him he's obviously trolling or arguing in bad faith

 

[Apollo Tenzen]

Don't respond to him he's obviously trolling or arguing in bad faith

Dont matter at all, this thread just made a logical conclusion on why the mediterranean is the birth of civilization, not some germanic florest monkeys.

 

[Budan]

Dont matter at all, this thread just made a logical conclusion on why the meditarrian is the birth of civilization, not some germanic florest monkeys.

No one can argue otherwise

 

[lain69]

Its rage bait. This makes no fucking sense, you just mentioned height, what a delusional guy. There are brown people 6'3 everywhere.

How about the Dutch where only 5'5 in the 1800's and everything improved from nutrition, dairy rich diets and a good social system. Its about genetic expression LONG term, not on a modern invidiual level, thats a falacy. The Yamana, i looked them up and were 6'0, take the same barberian DNA and put on a lead filled city, and you get something around 5'7, 5'9.5.
Dinka in Sudan on average is 6'0, South Korea and West Africa, milk drinker. Height improves long term with nutrition and mate selection. You can see by how inbred and short indians are, mix of horrible DNA+Historic of famine.
View attachment 11627

All your arguments are pale nigger cope, your people where barbarians, so much for above average iq, they actually killed each other non stop along with rape, literally pale nigger. If you’re 6'3" and still this bad at history and math, your "superior genetics" clearly skipped the logic department.

Also i forgot to mention, having 50% Yamatha genes, means you have a lot of genetic drift, losing the variaty needed against mutations. Clown level argument with no debate depth at all, this means your genetic pool is lower. You literally got hit with a fucking demographic bottleneck and behave as if your IQ is above 130.
The fact that your lineage spent millennia with genetic accidents while the diverse populations of the Mediterranean and Africa were actually running the world.
You know what founded Europe? ROMANS.

Genetic expression means nothing if you don't have the genes for height. There's not brown guys that are 6'3 everywhere, there's the dinka (high polygenic score for height) and Africans in the US that are 20% white on avg. White men raping black women are what allowed US Africans to hit 6ft.

You're clearly brown and low IQ, as you mistype every couple of words. Funny part is, you probably think you aren't sub 90 IQ.

 

[lain69]

"We're just poor and retarded because your ancestors raped and beat the living shit out of my ancestors! If your ancestors weren't taller, stronger and more intelligent and didn't dominate my ancestors, we'd be rich and tall and smart too!"

Funny how you act as if violence is an insult or bad. Niggers have been genociding each other since the dawn of time, they aren't peaceful, they're just stupid and continually lost to Europeans who are genetically better. Romans didn't build Europe, genetic reality did, and it was passed on thousands of years ago. Subhuman DNA will always build Subhuman civilizations.

 

[lain69]

Also, I "behave" as if my IQ is 130+? It is, tested. What's yours, nigger? Not a shitty online test either. I had a very low SES environment too (lived in the ghetto) and ate processed food as a kid, so don't give me some garbage about how you'd score the same if you had my upbringing. My upbringing was around niggers who became adults and couldn't read an elementary schoolers book. It's genetic reality. It's why I'm 6'3, it's why I'm 2 SD higher than the average person.

These forums are a waste of time, stopped browsing neets.me because it was all 75 IQ pakis and niggers who'd cry about their retarded nigger life all day.

 

[MelaninWarlord]

blacks are r selected and thats a good thing in hot environments where food is plentiful all year round with no cold seasons

it allows you to focus on fucking and breeding as many hot women as possible
they dont need intelligence

Also, I "behave" as if my IQ is 130+? It is, tested. What's yours, nigger? Not a shitty online test either. I had a very low SES environment too (lived in the ghetto) and ate processed food as a kid, so don't give me some garbage about how you'd score the same if you had my upbringing. My upbringing was around niggers who became adults and couldn't read an elementary schoolers book. It's genetic reality. It's why I'm 6'3, it's why I'm 2 SD higher than the average person.

These forums are a waste of time, stopped browsing neets.me because it was all 75 IQ pakis and niggers who'd cry about their retarded nigger life all day.

 

[spooky_Heejin]

You're poor because you're retarded and lazy

 

[Apollo Tenzen]

Genetic expression means nothing if you don't have the genes for height. There's not brown guys that are 6'3 everywhere, there's the dinka (high polygenic score for height) and Africans in the US that are 20% white on avg. White men raping black women are what allowed US Africans to hit 6ft.

You're clearly brown and low IQ, as you mistype every couple of words. Funny part is, you probably think you aren't sub 90 IQ.

its an AI gemini thread for the laughs. Been a while since i trained my english grammar, not sub 90.
I use this forum only for profile customization and the so called "whitepill" into a philosophical framework

 

[Apollo Tenzen]

Also, I "behave" as if my IQ is 130+? It is, tested. What's yours, nigger? Not a shitty online test either. I had a very low SES environment too (lived in the ghetto) and ate processed food as a kid, so don't give me some garbage about how you'd score the same if you had my upbringing. My upbringing was around niggers who became adults and couldn't read an elementary schoolers book. It's genetic reality. It's why I'm 6'3, it's why I'm 2 SD higher than the average person.

These forums are a waste of time, stopped browsing neets.me because it was all 75 IQ pakis and niggers who'd cry about their retarded nigger life all day.

The amount of garbage and pseudo science you are posting is not ideal.

 

[Matvej Loptev]

if we just gave $10T more to Africans we'd have a base on Mars

The fact we cut funds to space missions is precisely the reason we've discontinued expensive manned missions.

Only economic change we need is culling the federal reserve

I agree.

they have built nothing in Africa despite spawning in first.

They didn't, in fact, "spawn in first."

No matter what socioeconomic environment an average Malaysian is raised in, it won't allow him to grow taller than the average normal income Dutch. Even if you gave them human growth hormone, the best diet, bone lengthening, they'd still be shorter than the average Dutch.

It absolutely will allow him to outgrow the average Dutch height. The reason why Socioeconomics matter is for example the Dutch experienced a massive height increase over the last 150 years due to wealth, excellent diet, hygiene, and healthcare, making them the world's tallest people, the inverse is true for Malaysians.

Genetic reality is brutal for brown people with a shit roll of the dice.

You said this three times in the thread like repeating it will make it become true.

White men raping black women are what allowed US Africans to hit 6ft.

Why would that be relevant?

You're clearly brown and low IQ, as you mistype every couple of words. Funny part is, you probably think you aren't sub 90 IQ.

Think before you speak. It's not nice.

I had a very low SES environment too (lived in the ghetto) and ate processed food as a kid, so don't give me some garbage about how you'd score the same if you had my upbringing. My upbringing was around niggers who became adults and couldn't read an elementary schoolers book. It's genetic reality. It's why I'm 6'3, it's why I'm 2 SD higher than the average person.

You've received certain inheritable traits, but that doesn't make them genetic.

These forums are a waste of time, stopped browsing neets.me because it was all 75 IQ pakis and niggers who'd cry about their retarded nigger life all day.

So you are leaving?

 

[Matvej Loptev]

Dont matter at all, this thread just made a logical conclusion on why the mediterranean is the birth of civilization, not some germanic florest monkeys.

 

[Apollo Tenzen]

The fact we cut funds to space missions is precisely the reason we've discontinued expensive manned missions.

I agree.

They didn't, in fact, "spawn in first."

It absolutely will allow him to outgrow the average Dutch height. The reason why Socioeconomics matter is for example the Dutch experienced a massive height increase over the last 150 years due to wealth, excellent diet, hygiene, and healthcare, making them the world's tallest people, the inverse is true for Malaysians.

You said this three times in the thread like repeating it will make it become true.

Why would that be relevant?

Think before you speak. It's not nice.

You've received certain inheritable traits, but that doesn't make them genetic.

So you are leaving?

@lain69
The ‘built nothing in Africa’ claim is false. African empires did not vanish overnight due to genetics; they declined over decades due to trade route disruption (Europen-Asia), external military shocks(firearm assymetry), and environmental constraints. These are institutional and geographic factors, not biological ones.


This alone falsifies your claim:
– Ghana Empire
– Mali Empire
– Songhai Empire
– Kingdom of Aksum
– Ethiopian Empire
– Great Zimbabwe
– Ancient Egypt
– Carthage
– Kingdom of Kongo
– Fatimid Caliphate
Extra: There is also Hannibal Barca from Carthage.

And you keep citing Germanic tribes invading a declining Rome. If Germanic genetics were inherently superior, their conquest would not have produced the institutional collapse and regression we call the Middle Ages. Europe only recovered by rebuilding Roman-derived institutions, not by genetic change.

Look, the debate is historical and economical, personal insults admit you cant hold your claims.

 

[Matvej Loptev]

The "build nothing in Africa" is beyond retarded, its empires got killed to europe cunning tatics and trade routes being stopped. Not a overnight process but over decades.
Africa itself has terrible land and resources, enviromental not genetical.
-Ghana empire
-Mali empire
-Songhai empire
-Kingdom of aksum
-Ethiopian empire
-Great zimbabwe
-literally ancient egypt
-Carthage
-kingdom of kongo
-Fatimid caliphate

The greastest commander of all time is an african, basic history.

basic History>>>Egoistic Prejudices
Racism is such a flawed human trait.

 

[Suigin Trismegistus]

Reality is most Europeans are poor, because they're gullible, conformist and risk averse.